Your Key to Savannah Living
Your Key to Savannah Living
Georgia’s home value: $339,764 in Q2 — 95% of the typical U.S. price. Median income covers 21% of home value. Homes priced just under the national average. Income levels support reasonable affordability in Georgia. Georgia offers balanced prices for buyers on a budget.
Georgia Homes Below US Price Average Read More »
Analysts forecast a gradual mortgage rate decline in 2025, though predictions vary in pace and depth. Fannie Mae projects 30-year fixed rates falling to 6.1% in Q4. MBA forecasts minimal change, with rates steady at 6.7% through Q3, dipping to 6.6% in Q4. Despite Fed rate cuts, analysts note limited transmission to mortgage costs due
Will 2025 End With 6.1% Rates? Read More »
The cheapest 30-year refinance rates are in states like New York and California, averaging 6.83%-6.98%, while the highest rates, around 7.04%-7.10%, are in West Virginia, Alaska, and others. National rates slightly rose to 7.01% after a week-long decline but remain below May's peak. Rates vary by lender, credit score, and location. Fed policies and bond
Today’s Refinance Rates by State – July 24, 2025 Read More »
Georgia's priciest homes are mainly in the Atlanta-Sandy Springs-Alpharetta metro area, with typical values ranging from around $521K to over $939K, showing 5-year increases up to 82.8%. Savannah and Brunswick also feature high values, with Brunswick having a standout home value near $4.4M, up 97.1% over five years. Price changes vary yearly, with some declines
Cities With the Most Expensive Homes in Georgia Read More »
The Fed held rates at 4.25–4.5%, ignoring Trump’s calls for aggressive cuts. Trump imposed steep tariffs, triggering fears of price hikes on goods and vehicles.
Forget Tariffs! There’s a New Crisis Impacting Rate Cuts Read More »
The US home improvement market is forecast to ↑ 3.4% by end of 2025, ↓ from the previously expected 5% growth. Consumer market growth was revised to ↑ 2.6% for 2025, down sharply from the earlier ↑ 4.9%.
2025 Remodeling Market Cools as Forecast Drops Read More »
Housing inflation remains elevated but is gradually cooling, with shelter index gains slowing steadily. Fed rate cuts may ease pressure, but their impact on housing inflation is limited.
Housing Inflation: A Breath of Fresh Air? Read More »
Research local schools even if you don’t have kids — they influence home values. Consider internet availability and speed, especially for remote work or streaming needs.
How to Know if a Home Fits Your Lifestyle? Read More »
You may qualify as a first-time homebuyer if you haven't owned a primary residence in the past three years. First-time buyer programs offer benefits like low down payments, down payment assistance, and education courses. Options include Conventional 97, FHA, VA, USDA loans, and local programs. Meeting credit, income, and debt requirements is essential. Early research
Who Qualifies as a First-Time Homebuyer? You Might Be Surprised Read More »
Visit Real Estate offices early and ask questions to gauge their professionalism and fit. Understand seller motivations to make offers with attractive terms that could win deals.
Buying or Selling: What’s Your Agent Strategy? Read More »