Your Key to Savannah Living
Your Key to Savannah Living
With mortgage rates holding near 7% as we head toward year-end, buyers and investors across Coastal Georgia—and those considering moves to South Carolina or Florida—are feeling the squeeze on affordability. Persistent inflation and the possibility of another Fed rate hike are keeping borrowing costs elevated, while broader MBS spreads continue to add pressure. For a
Mortgage Rates Aren’t Backing Down Yet Read More »
With mortgage rates holding above 7%, many buyers are wondering how to approach the market. As someone who’s navigated shifting landscapes across Coastal Georgia, South Carolina, and Florida for nearly two decades, I always encourage my clients to plan for what’s ahead. Recent data shows it’s wise to build in a rate cushion—think half a
Bargain Hunting With Rates Above 7% Read More »
When considering a home purchase, understanding down payments is key. In 2025, the median down payment for U.S. buyers was 19%. First-time buyers typically put down 10%, while repeat buyers averaged 23%. The type of loan you choose will influence how much you need up front, and putting down 20% allows you to avoid private
The Average Down Payment On A House, Explained Read More »
With nearly twenty years guiding clients through the real estate landscape in Coastal Georgia, I’ve learned that delivering real value comes down to three essentials: staying ahead of market shifts and regulations, tailoring my approach to each client’s unique goals, and keeping the lines of communication open long after closing. Whether you’re buying your first
How Real Estate Agents Can Deliver Consistent Value to Clients Read More »
Reflecting on my own journey as a real estate broker, I know firsthand that launching a successful career in this field demands more than a passion for property. Patience and perseverance are just the beginning—financial investment, adaptability, and a knack for staying organized have been essential at every stage. Over the years, I’ve learned that
10 Insights for Aspiring Real Estate Agents – What I Learned the Hard Way Read More »
Across the country, we’re seeing a shift: 20.4% of active listings have reduced their prices. The pace of homes going under contract slowed by less than 1% in mid-Q3, ending an eight-month streak of gains. Rising borrowing costs have clearly put pressure on buyer demand, with the average 30-year fixed mortgage rate peaking around 6.7%
Price Reductions Hit 20.4% of Active Listings Read More »
As we look ahead to the 2026 real estate landscape, timing your home purchase can make a significant difference. According to recent projections, the week from September 27 to October 3 stands out for buyers, with a national surge in inventory, moderated prices, and less competition. During this window, active listings are expected to climb
The Best Time to Buy a Home in 2026 Read More »
By mid-Q2 2024, 18 states across the US saw their housing inventory surpass 2019 levels—a real shift from the tight, post-pandemic market we’ve all been navigating. While the nation as a whole is still experiencing low overall inventory, these pockets of rebound are worth noting. The uptick in available homes can be traced to higher
US Inventory Rebound Reached 18 States Read More »
Navigating the landscape of first-time homebuyer assistance can be a puzzle, especially as each state sets its own rules for loans, grants, and even student debt relief. Some states offer generous forgivable loans or grants, while others have more limited, repayable programs, all with their own income limits and unique benefits. After nearly two decades
The best and worst states for first-time home buyer assistance in 2026 Read More »
Over the years, I’ve learned that handling the pressures of a real estate career isn’t just about working harder—it’s about working smarter. Staying organized, setting achievable goals, and taking full advantage of digital tools have all been essential in my own journey across residential, luxury, and commercial markets in Coastal Georgia and beyond. Clear communication,
How Real Estate Agents Can Handle Career Pressure Effectively Read More »