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The guide explains screening in responsible investment, focusing on environmental, social, and governance (ESG) factors. It outlines the importance of screening as a practice that sets investment boundaries and complements other responsible investment approaches. Screening can be based on various criteria, including ethical beliefs and regulatory requirements. Investors should clearly define their objectives, communicate screening

Multifamily properties, like apartment buildings and duplexes, offer advantages such as multiple rental income streams, economies of scale, and lower operating expenses. They provide stable cash flow and diversification for investors. Key factors to consider include location, unit count, potential income, and associated costs. Financing options include conventional, FHA, and VA loans. Understanding market conditions

Georgia's average mortgage rates have decreased recently, with the 30-year fixed mortgage APR at 6.468%, down 0.128 points from last week. The 15-year fixed mortgage rate is 5.471%, and the 30-year jumbo mortgage rate is 6.679%. Refinance rates also declined, with the 30-year fixed refinance mortgage at 6.548%. Georgia's rates are slightly below national averages,

The 2025 U.S. housing market remains sluggish with slow home price growth, high mortgage rates around 6.7%, and cautious buyers delaying purchases amid economic uncertainty. Inventory is rising but still below pre-pandemic levels, creating a mixed market favoring sellers in some regions and buyers in others. New home sales and starts are down, while foreclosures

All-cash home sales account for about 27% of U.S. real estate transactions, with West Virginia leading at 41.1%. Cash deals surged during the COVID-19 pandemic but have since declined, though they remain common in states like Ohio, Maine, Louisiana, and New York. Investors and out-of-state buyers often drive cash purchases. Rising property taxes and high