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Slide 1 Ultra-low mortgage rates below 3% during 2020–2022 created today’s housing market lock-in effect. Slide 2 Homeowners keep ultra-low loans because moving means paying much higher mortgage rates today. Slide 3 This lock-in helped push existing home sales nearly 25% below 2019 levels. Slide 4 Mortgages under 4% still represent about half of all

Slide 1 Georgia’s growing popularity and strong job opportunities are attracting more residents and increasing housing demand. Slide 2 With median home prices around $389,900, rising demand may tighten inventory and push costs higher.

US median list price stood at $440K, while new listings came in at $430K. Inventory reached ~725K properties in the current quarterly snapshot. Homes averaged 121 days on market, with a 63-day median. The market action index hit 38, signaling a slight seller's advantage. Price per sq-ft fell to $290 from $298 in Early-Q2 2025,

Home values projected to rise about 0.7% in 2026, while existing home sales expected to increase roughly 4.4% yearly. Mortgage rates hovering around 6.3%, contributing to slower growth but not conditions for a nationwide housing collapse. Existing home sales forecast near 4.24 million transactions, reflecting gradual recovery as supply and demand rebalance. Experts expect modest

An assessment said Georgia’s 2026 real estate path depended on how long Middle East tensions persisted. If conflict ends quickly, 2026 could beat earlier expectations, partly from migration flows into Georgia. Optimistic scenario: apartment sales ~80.1K units, yearly ↑2%; pre-conflict forecast was ↑1.4% (~79.6K units). It also expected stronger purchase and rental demand, with avg.

The war shocks markets, pushing 30-yr fixed mortgage to mid-6% in Late-Winter. Higher rates and uncertainty drove pending sales ↓~3.2%–3.5% across various regions. New listings ↑~1.9% in Late-Winter, easing scarcity. Price growth stabilized ~1%–2% nationally; first-time buyers took larger transaction share. Senate weighed investor ban; big landlords shifted toward build-to-rent strategies.