Your Key to Savannah Living
Your Key to Savannah Living
Buying a home requires careful financial planning and prioritizing amenities. Start by determining an affordable monthly payment, keeping total housing costs under one-third of gross income. Check your credit score, as higher scores offer better mortgage rates. List your home priorities, balancing needs and budget. Research and compare mortgage options, including FHA, conventional, adjustable, and […]
How to Prepare to Buy Your First Home Read More »
National home sales are projected to increase 14% in 2026, aided by more inventory and lower mortgage rates. Home prices will rise moderately 2–3%, while declining monthly payments improve affordability for buyers. Single-family construction and new-home sales are expected to grow 1%, but housing deficits remain. First-time buyers re-emerge, baby boomers dominate trades, and all-cash
2026 Real Estate Shows Balanced Recovery Read More »
New transit, parks, and schools often push neighborhood home values 10–20% higher over time. Coffee shops, coworking spaces, and renovations quietly signal rising incomes and buyer confidence. Zoning meetings and local news often reveal growth plans 12–24 months before prices jump. Home prices rising faster than nearby areas usually signal demand is heating up. Falling
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Well-prepared homes sell up to 73% faster, increasing buyer interest and overall sale success. Strong curb appeal can boost home value by up to 7%, driving more showings. Minor repairs and simple upgrades typically raise home value by 1–3%. Decluttering can increase sale prices by $2,584 on average, while making spaces feel larger. Staging reduces
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Mortgage rates need to fall from around 7% to about 5.5% to make housing affordable again for the average buyer, assuming home prices and incomes stay the same. At 7%, monthly payments on a median-priced home exceed 30% of median income, surpassing affordability benchmarks. Without significant home price drops or income increases, rates must decrease
Here’s How Much Mortgage Rates Should Fall To Bring Housing Within Reach for Buyers Read More »
恭喜發財. Wishing you prosperity. Lunar New Year, is the most important celebration observed in China, with cultural and historic significance.The New Year celebration is centered around removing the bad and the old, and welcoming the new and the good. Traditional activities include reunion dinner, cleaning houses, visiting family members, setting off firecrackers and fireworks, and
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U.S. housing supply rose 10% year-over-year but growth has slowed for nine months, with inventory 17.2% below pre-pandemic levels. Pending home sales increased 1.2%, aided by lower mortgage rates. Median list price held steady at $399,900, while price per square foot fell 1.6%. Inventory gains were modest across regions, with many metros moving further from
January Sees Continued Inventory Growth at a Steady Pace Read More »
Comparing mortgage offers is key to saving money on interest and fees. Get preapproved before house hunting to know your budget and strengthen offers. A 20% down payment isn't always required; some loans need as little as 3%. Avoid emotional decisions, overbuying, and making big purchases before closing. Research loan options, maintain an emergency fund,
Common first-time homebuyer mistakes to avoid Read More »
Presidents' Day celebrates all past and present U.S. presidents. It reflects on the nation's founding principles and values, including the Constitution and union. Reading of Washington's Farewell Address by a U.S. senator remains an annual event for decades.Many patriotic and historical groups celebrate Presidents' Day with reenactments and events.
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