Your Key to Savannah Living
Your Key to Savannah Living
Despite a slow winter, 73% of surveyed real estate agents expect a stronger spring market due to pent-up demand. Affordability remains a key challenge, though slightly eased by better mortgage rates. AI adoption is high, with 86% using tools to enhance workflows. Economic concerns, especially job security, cause many clients to delay buying or selling, […]
A stronger spring housing market? Real estate agents think so Read More »
Mortgage rates are expected to settle near 6%, easing the “lock-in effect” and encouraging more homeowners to list their properties. Housing inventory could rise about 8.9%–12%, giving buyers more options and slightly improving negotiating power. Home prices are forecast to grow modestly, with most projections ranging from roughly 0% to about 4% in 2026. Regional
Housing Market Predictions 2026: Is a Crash Coming or a Rebalance? Read More »
To successfully buy your first home, start by checking your credit score to secure better loan options. Work with a loan officer to understand loan types, get pre-qualified, and set a realistic budget including down payment, monthly payments, and additional costs like taxes and insurance. Then, find a real estate agent to help identify suitable
5 Tips for Successful First Time Home Ownership Read More »
Spring 2026 marks the first season in three years where typical buyers have more budget room than sellers' asking prices, with national house-buying power at $417,000 surpassing the $396,000 median list price. This shift follows easing mortgage rates below 6% and income growth outpacing price gains. However, a true market rebound depends on increased supply
House-buying power surge lifts hopes for spring 2026 market Read More »
Senate Bill 406 passed unanimously, 53-0, and now heads to the House before session ends in early April. HOAs would register yearly with the Georgia Secretary of State; violations could block fines, fees, or foreclosures. Registration requires a $100 fee and last year’s financial documents; fees fund a 5-person complaint review board. Foreclosure threshold ↑from
Georgia Law Aims to Limit HOA Powers Read More »
Buying your first house can be both exciting and overwhelming. Resources are available to empower you with the knowledge needed for homeownership. You can save up to $1,250, and if you find lower costs elsewhere, there are incentives. Local experts are available to answer questions and help you make informed decisions. Additionally, ITIN is accepted
Guide for First-Time Homebuyers Read More »
St Patrick's Day is the day we all turn a bit Irish. 13 million pints of Guinness are consumed worldwide on St. Patrick's Day. Green is now the traditional color of St. Patrick's Day.
Happy St. Patrick’s Day Read More »
Rates are projected to remain in the low-6% range throughout 2026, offering slightly better affordability than previous years. Further gradual easing is possible if inflation cools and economic momentum softens, though sharp rate drops remain unlikely. Stable borrowing costs may encourage cautious buyer re-entry, supporting moderate growth in purchase and refinance activity. Sustainable housing recovery
Are Mortgage Rates Finally Turning a Corner in 2026? Read More »
Mortgage rates have dropped to multiyear lows around 5.98-5.99%, benefiting first-time homebuyers and the spring housing market. Improved mortgage spreads have been key, preventing rates from staying above 7% despite low 10-year yields. The 10-year yield remains under 4%, supporting lower rates. Inventory is up, prices are stable, and mortgage spreads are near normal, creating
Mortgage rates fall to multiyear lows in time for spring housing market Read More »
U.S. home prices rose modestly in early 2026, signaling a cooling market after years of rapid growth. Median home prices dropped slightly, and housing inventory increased about 20% year-over-year, easing supply constraints. Mortgage rates have declined, improving affordability. Buyers may benefit from these trends, while sellers could face stagnant or falling prices. Homeowners might consider