The Best and Cheapest Home Insurance in Georgia

Progressive offers the cheapest homeowners insurance in Georgia at approximately $1,346 per year for $350,000 in coverage, significantly below the state average of $2,217. Auto-Owners follows closely at $1,361 per year, providing better customer service and options for expensive homes. Cincinnati is recommended for coastal properties due to its flood coverage. The average cost of homeowners insurance in Georgia has risen by 35.8% over the past six years, with significant increases noted in 2023 and 2024.

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