Your Key to Savannah Living
Your Key to Savannah Living
Mortgage rates may ease in 2026, inventory should improve, but competition remains; buyers prepared early can act quickly and secure. Start preparing finances now: take homebuyer education courses, review budgets realistically, plan expenses, and understand mortgages before seeking preapproval confidently. Check credit early, pay down debt, keep balances low, and budget for taxes, insurance, closing […]
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First-time home buyers should avoid several common mistakes after mortgage pre-approval to ensure a smooth closing process. Key actions to avoid include changing jobs, purchasing a new car, making late payments, and opening new bank accounts. It's also crucial not to spend down payment funds, offer more than the appraised value for a home, close
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U.S. mortgage applications surged 28.5% in early 2026, driven by a 40% rise in refinancing as 30-year fixed rates fell to 6.18%. This followed a government directive for Fannie Mae and Freddie Mac to buy mortgage-backed securities, lowering rates. Increased inventory and easing affordability constraints signal a market rebound. Homebuilders and tech-enabled lenders benefit, though
Experts expect ↑ inventory, possible ↓ rates, and more choices for buyers in spring 2026. Early prep: secure preapproval, partner with agents, and organize finances months before spring. Creative strategies: target fixer-uppers, builder incentives, off-market sellers, and consider portfolio or renovation loans. Major agencies forecast ~6.2% mortgage rates in 2026; market may shift toward balance,
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Buy what you can afford, even smaller homes or condos, to start building equity. Shop lenders carefully to secure the lowest rates and minimal fees. Consider fixer-uppers with renovation loans, like FHA 203(k), to save on purchase costs. Explore suburban or commuter-friendly areas for more affordable homes and added amenities. Use financial strategies like 15-year
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Slide 1: 2026 housing rebound is coming—but it’s slow, steady, not a sudden boom. Slide 2: Redfin calls it the “Great Housing Reset”: incomes finally outpacing home prices. Slide 3: NAR predicts +14% existing home sales, +5% new homes, with mortgage rates ~6%. Slide 4: Realtor.com sees nearly +9% inventory growth—more homes, less competition, more
Is a Slow Rebound Coming for US Homes? Read More »
2026 housing inventory to jumps 8.9%, slowly easing the decade-long supply crunch. Home prices to rise 2.2%, but real inflation-adjusted costs actually drop slightly. Slide 3: Existing-home sales to climb 1.7% in 2026. Slide 4: Buyers gain negotiating power as more homes slowly enter the market.
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Slide 1 Homes are finally more budget-friendly—median price $385K, up $9K since last year! Slide 2 Mortgage rates dropped 0.7% since May—your dream home might cost less now. Slide 3 Inventory jumped 18%—more homes to choose from than any November since 2015! Slide 4 65% of U.S. markets saw rising prices—your investment still has upside
Mortgage Rates Drop: Homes Still Climbing? Read More »
Generative AI will help buyers find homes based on precise budgets and lifestyle needs. AI tools will provide back-and-forth guidance, tailoring search results to user preferences. Luxury buyers will use AI to identify wellness features and high-end amenities. Agents will leverage AI to recommend homes and optimize timing for clients. AI will transform real estate
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A 1% drop in mortgage rates could add about 5.5 million potential homebuyers, including 1.6 million renters, by improving affordability. For example, on a $450,000 loan, monthly payments could decrease by over $200, easing the burden for first-time buyers and current homeowners. Lower rates may boost home sales and inventory, with some metro areas seeing
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