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Mortgage rates fall to multiyear lows in time for spring housing market

Mortgage rates have dropped to multiyear lows around 5.98-5.99%, benefiting first-time homebuyers and the spring housing market. Improved mortgage spreads have been key, preventing rates from staying above 7% despite low 10-year yields. The 10-year yield remains under 4%, supporting lower rates. Inventory is up, prices are stable, and mortgage spreads are near normal, creating […]

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The tide might be turning for homebuyers in 2026. How buyers and sellers can make real estate work in 2026

U.S. home prices rose modestly in early 2026, signaling a cooling market after years of rapid growth. Median home prices dropped slightly, and housing inventory increased about 20% year-over-year, easing supply constraints. Mortgage rates have declined, improving affordability. Buyers may benefit from these trends, while sellers could face stagnant or falling prices. Homeowners might consider

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Which 2026 Skills Will Make You Top Agent?

Still using yard signs? AI finds hot leads, drafts listings, automates follow-ups fast. Video wins: storytelling builds trust, brand awareness, and keeps engagement nonstop. Hyper-local data—absorption rates, trends—turns your gut instincts into client authority. 3D Matterport tours hook global buyers before they even schedule showings. Soft skills like active listening, time management, and leadership remain

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Will Spring Wake up the 2026 Housing Market?

Slide 1: The 2026 housing market started sluggish, with buyers cautious and sales activity slowing. Slide 2: Homes now take about 64 days to sell, the slowest pace in six years. Slide 3: Affordability is slowly improving as mortgage payments fall and wages continue rising. Slide 4: Meanwhile, new listings are increasing as more homeowners

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Is Build-to-Rent the Future?

U.S. housing faces affordability challenges, limited supply, fluctuating interest rates, and evolving investor regulations in 2026. President Trump’s 2026 Executive Order restricts large institutional investment in scattered-site single-family rentals (SFR). Build-to-Rent (BTR) offers investors a scalable alternative while increasing overall housing supply in 2026. BTR investment strategies include partnering with builders, acquiring completed communities, and

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Millions stay put on sub-4% mortgages while 2026 home prices keep climbing

Four years of rising mortgage rates have reshaped the U.S. housing market, leading to higher borrowing costs, uneven supply, and persistently elevated prices that strain affordability. Despite a 142% increase in active inventory, prices rose 8.1%, driven by a lock-in effect where many homeowners hold low-rate mortgages and hesitate to sell. Regional supply growth varies,

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2026 Home Prices Down: Market Turning Point?

Home prices ↓ every month since July; January marks sixth straight decline. Seasonal trends and weak buyer demand drive price drops. Avg. mortgage rate just under **7%**, over double pandemic-era ~**3%** rates. More than **1.2M** homes listed in early 2026, ↑ **6%** YoY, giving buyers more options. More buyers may re-enter due to slower price

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Your 2026 First-HomeGame Plan (and What to Skip)

Slide 1 Do: shop lenders; 0.25% difference saves thousands long-term. Slide 2 Do: negotiate concessions—50% deals cover closing costs, even rate buydowns. Slide 3 Do: target fixer-uppers, refinance in 6–12 months, build equity fast. Slide 4 Don’t wait for 4% rates or price crashes—forecasts show 1–3% rises in home prices. Slide 5 Don’t ignore taxes,

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January yields growth in new-home mortgage applications

Purchase mortgage applications for newly constructed homes rose 2% year-over-year and 19% month-over-month in January. Single-family housing starts increased 4.1% from November to December but were 9% lower than the previous year. Full-year 2025 single-family construction slowed, with starts down 6.9% and permits down 7.4%. New-home sales rebounded 3.6% seasonally adjusted in January. Average loan

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